God’s Word says you’re to do two things with your money.
(1) Sow some. The Bible says, ‘Whoever sows generously will also reap generously.’ (2 Corinthians 9:6 NIV) You say, ‘But things are a bit tight for me right now.’ Don’t withhold because you are afraid of not having enough. Give God a seed to work with, and He will make sure you have a harvest when you need it. His ability to provide is not limited by the world’s economy. Do what Isaac did: ‘There was a famine in the land…Then Isaac sowed in that land, and reaped in the same year a hundredfold; and the Lord blessed him.’ (Genesis 26:1, 12 NKJV) Who blessed Isaac financially? The Lord! When God tells you to give, do it in faith, confident that at the right time, in the right way, and in exactly the right places, you will receive. You say, ‘I’ve never tried that.’ Just give it a go!
(2) Save some. ‘There is desirable treasure, and oil in the dwelling of the wise. But a foolish man squanders it.’ (Proverbs 21:20 NKJV) Learn to live within your means. Remind yourself that you can live happily without most of the stuff advertised on television. Before you make a purchase, stop and pray. Just because the bank approves the loan doesn’t mean God approves the expenditure. Joseph instructed Pharaoh: ‘Gather all the food of those good years that are coming… Then that food shall be as a reserve for… seven years of famine.’ (Genesis 41:35-36 NKJV) Live by the ‘Joseph principle’, and save. And one more thought: there are consequences for how we spend our money. We should always try to be good stewards of everything God has given us.