To get free from debt: <\/p>\n
(1) Write down your financial goals.<\/i> Decide what\u2019s truly important\u2014how much you\u2019ll save, how much you\u2019ll spend, and how much debt you can handle without jeopardising your future. One reason we never reach our goals is because we don\u2019t set any. You must know where you\u2019re going and how to get there. <\/p>\n
(2) Start small.<\/i> Tackle one bill at a time. It\u2019s amazing what you accomplish when you\u2019re serious and stick with it. The Bible says, \u2018At the proper time we will reap a harvest if we do not give up.\u2019<\/i> (Galatians\u00a06:9\u00a0NIV) <\/p>\n
(3) Stop charging what you can\u2019t pay for.<\/i> You\u2019re incurring higher interest rates and adding to your burden. Use credit cards only if you\u2019re disciplined enough not to go overboard. Your intentions may be good, but unforeseen circumstances can force you to carry a balance from month to month. And if your spending is totally out of control, do plastic surgery\u2014cut up your credit cards! <\/p>\n
(4) Give more.<\/i> This may sound foolish and counter-intuitive when you\u2019re in debt. But Jesus said: \u2018Your gift will return to you in full\u2014pressed down, shaken together to make room for more, running over, and poured into your lap. The amount you give will determine the amount you get back.\u2019<\/i> (Luke\u00a06:38\u00a0NLT) <\/p>\n
(5) Expect disapproval.<\/i> When you begin to practise financial discipline, some people may not be too happy, especially if it affects them personally. But if you only do things in life that nobody can find fault with, you\u2019ll never accomplish much. Starting today, God wants you to be free from debt\u2014and stay free (see\u00a0John\u00a08:36). <\/p>\n","protected":false},"excerpt":{"rendered":"
To get free from debt: (1) Write down your financial goals. Decide what\u2019s truly important\u2014how much you\u2019ll save, how much you\u2019ll spend, and how much debt you can handle without jeopardising your future. One reason we never reach our goals is because we don\u2019t set any. You must know where you\u2019re going and how to […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/posts\/1672"}],"collection":[{"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/comments?post=1672"}],"version-history":[{"count":0,"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/posts\/1672\/revisions"}],"wp:attachment":[{"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/media?parent=1672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/categories?post=1672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucbmedia.org\/wp-json\/wp\/v2\/tags?post=1672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}